Don't You Dare Foreclose on My Property without...

Don’t You Dare Let the Bank Foreclose on Your Home

WITHOUT Reading This First ….

Discover How You Can Sell Your House for Less Than You Owe, Yet Walk Away With Your

Mortgage Completely Paid Off!

In Fact, You May Even Be Eligible to Receive Up to $30,000 from Your Lender … Find Out the Exciting Details Below

Are you facing a possible foreclosure because, for one reason or another, you are not able to make your mortgage payments? If so, you should know that a foreclosure could negatively impact your credit record for at least 10 years!

It’s true … and that’s why I’m writing today. You see, you have another option – an option that will keep you from having a foreclosure on your credit history while at the same time completely wiping out your mortgage debt ... an option that could allow you to stay in your home for an additional 6-9 months payment free ... an option that could even allow you to receive up to $30,000 back from your lenders!

So what’s this incredible option? It’s a short sale and here’s how it basically works – with the bank’s blessing you sell your house for a loss and the bank agrees to eat the loss.

Of course, the process isn’t quite as simple as I’ve described above. Convincing the bank to agree to a short sale can be difficult. That’s where I come in. I’m a Realtor who’s been having tremendous success showing banks that they could actually save thousands of dollars allowing a short sale instead of going through the complete foreclosure process, which involves fees, vacancy problems, taxes and insurance costs, among other things.

And now I want to help you avoid foreclosure, too!

This is your chance to quickly relieve yourself of a bad investment and avoid the stress and burden that comes with a foreclosure. I will not only negotiate with the bank but I will also find a buyer for your house … FAST! And I’ll handle all the paperwork necessary to facilitate the successful completion of your short sale.

To get started or to learn more, please call me at 201-794-7050 or visit my website at www.NJhomeOwnerSolutions.com.

www.ShortSalesBergenCounty.com

Sincerely,

Julia Bayci

Realtor® Associate

Certified Distressed Property Expert (CDPE.COM)

P.S. Find out how you can stop losing money every month, avoid foreclosure and walk away not owing anything on your mortgage – contact me today!

Short Sales Bergen County Dot Com

STOP THROWING YOUR MONEY AWAY ON RENT! Great large 2 family home. Approved Short Sale.  Buyer responsible for all certifications. View the Virtual Tour for 100 Warren St, Paterson City, NJ Schedule a Showing Hasbrouck Heights Homes For Sale Garfield Homes For Sale Rutherford Homes For Sale Paramus Homes for Sale Search All Homes For Sale Julia Bayci & Elizabeth Garcia Coldwell Banker - Garden State Homes 201-794-7050 Questions? Schedule a Showing! MLS#: 2950096 Licensed In: NJ License #: 9912789 L2L Virtual Tours

Short Sale

Schedule a Showing/Request Info SEARCH ALL HAWTHORNE HOMES All Lodi Homes For Sale Garfield Homes For Sale Elmwood Park Homes Free List of Foreclosed Homes For Sale Homes Close to Where You Work Search All Homes For Sale Free Wayne Foreclosure Listings Julia Bayci & Elizabeth Garcia Coldwell Banker - Garden State Homes 201-794-7050 Questions? Schedule a Showing! MLS#: 2943431 Licensed In: NJ License #: 9912789 Information valid for the date of this posting only. Please contact us for the most current information and status of this property.

39 South Rd Wayne Twp., NJ Scan with your smartphone & take me with you. Description Features Photos Maps & Local Schools Virtual Tour PRICE REDUCED!     Approved Short Sale $ Click for current price 4 BEDROOMS 2 BATHROOMS (2 full) TOTALLY RENOVATED CUSTOM COLONIAL HOME OFFERS 4 BEDROOMS WITH LARGE CLOSETS IN EACH BEDROOM, MASTERBEDROOM W/SITTING AREA, EAT IN KITCHEN W/GRANITE COUNTERTOPS, FORMAL DINING ROOM & SO MUCH MORE. ENJOY THE LARGE BACKYARD WITH DECK. CLOSE TO SHOPPING AND HIGHWAYS. **MOTIVATED SELLER** Approved SHORT SALE** L2L

Short Sales Bergen County dot com

Bogota Homes For Sale

Elmwood Park Homes Search All Homes For Sale Hackensack Homes for Sale Foreclosures Short Sales Julia Bayci & Elizabeth Garcia Coldwell Banker - Garden State Homes 201-794-7050 cbgardenstate@gmail.com

Get cash to sell the home you can’t afford

Get cash to sell the home you can’t afford

Since the beginning of the housing crisis, millions of homeowners have found themselves pinned in by their financial circumstances and chained to a mortgage on which they owe more than their home is worth. In the past, homeowners enduring these challenges had very few options, and most would be forced to lose their home to foreclosure.

Today, however, there are more options. The government and the banks have created a multitude of programs and foreclosure alternatives that can help people in these circumstances find a dignified solution for their problems without crippling their financial future. These options include loan modifications, refinancing, or short sales.

The most amazing development in today’s market, however, is one simple fact: Banks are now willing to give cash to homeowners to sell the home they can’t afford.

Please contact me today if you or someone you know could use my help and wants the latest information about current incentives available to distressed homeowners.

Julia Bayci & Elizabeth Garcia

201-794-7050

cbgardenstate@gmail.com

www.NJhomeOwnerSolutions.com

www.NorthJerseyHouse.com

www.NJHomeinfo.com

How to get up to $30,000 & Stop Your Home Foreclosure

Banks Offering Unprecedented Cash Incentives to Homeowners in Danger of Losing Homes to Foreclosure.

ELMWOOD PARK, NJ – 11/19/12 – Distressed homeowners in Bergen County can now take advantage of historically unprecedented cash incentives to sell the home they can’t afford. Because of the unique nature of today’s market, new bank and government programs pay relocation incentives to homeowners who undergo a foreclosure alternative – most commonly short sales.

“For the banks, this is a case of simple math,” says Elizabeth Garcia, CDPE Coldwell Banker – Garden State Homes. “The costs incurred in a foreclosure include maintaining the vacant property and advertising the property themselves. Typically, the home sells for less than it does in a short sale.” Because of this disparity, most major banks offer thousands of dollars in order to entice distressed homeowners into proactively seeking a solution.

Bank of America, Chase, Citibank and Wells Fargo all offer thousands of dollars in cash incentives, and some amounts can go as high as $30,000. “The great part about this for homeowners is that a short sale often ends up being better on credit reports than a foreclosure, so receiving cash is just a bonus they receive for engaging in a solution that helps them out in the long run,” said Garcia.

As a Certified Distressed Property Expert (CDPE), Elizabeth Garcia is knowledgeable of the entire landscape of foreclosure avoidance options and is distinctly qualified to negotiate with banks and help financially strapped homeowners regain peace of mind and a sense of stability for the future.

Elizabeth Garcia has developed a free report entitled “Short Sale Incentives: Why the bank will give you cash to sell the home you can’t afford” that is accessible from her website, www.NorthJerseyHouse.com

About

Elizabeth Garcia - Coldwell Banker - Garden State Homes

25 Broadway (Highway Route 4) Elmwood Park, NJ

201-794-7050

For more information about the CDPE Designation, visit www.CDPE.com.

Estate Sale! Motivated Seller! Garfield, NJ

Click here to see more pictures and detailed information. Schedule a Showing Elmwood Park Homes All Lodi Homes For Sale Garfield Homes For Sale Julia Bayci & Elizabeth Garcia Coldwell Banker - Garden State Homes 201-794-7050 Questions? Schedule a Showing! MLS#: 2950387 Licensed In: NJ License #: 9912789 L2L Virtual Tours